/* ==========================================
   FinanceFlow — Global Styles
   ========================================== */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --purple: #6366f1;
  --purple-light: #818cf8;
  --purple-dark: #4f46e5;
  --green: #10b981;
  --orange: #f59e0b;
  --red: #ef4444;
  --blue: #3b82f6;
  --gray-50: #f8fafc;
  --gray-100: #f1f5f9;
  --gray-200: #e2e8f0;
  --gray-300: #cbd5e1;
  --gray-400: #94a3b8;
  --gray-500: #64748b;
  --gray-600: #475569;
  --gray-700: #334155;
  --gray-800: #1e293b;
  --gray-900: #0f172a;
  --radius: 12px;
  --radius-lg: 20px;
  --shadow: 0 1px 3px rgba(0,0,0,.08), 0 4px 16px rgba(0,0,0,.06);
  --shadow-lg: 0 8px 32px rgba(0,0,0,.12), 0 2px 8px rgba(0,0,0,.06);
  --shadow-xl: 0 20px 60px rgba(0,0,0,.15);
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: var(--gray-800);
  background: #fff;
  -webkit-font-smoothing: antialiased;
}

.container {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 24px;
}

a { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ==========================================
   PIXEL ART ICONS
   ========================================== */
.logo-img {
  width: 22px;
  height: 22px;
  image-rendering: pixelated;
  image-rendering: crisp-edges;
  display: block;
}

.tool-icon img,
.badge-icon,
.chip-icon {
  width: 28px;
  height: 28px;
  image-rendering: pixelated;
  image-rendering: crisp-edges;
  display: block;
}

.related-chip img {
  width: 16px;
  height: 16px;
  image-rendering: pixelated;
  image-rendering: crisp-edges;
  vertical-align: middle;
  margin-right: 2px;
}

.nl-icon img {
  width: 48px;
  height: 48px;
  image-rendering: pixelated;
  image-rendering: crisp-edges;
}

.badge-px {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.badge-px img,
.calc-hero .badge img {
  width: 20px;
  height: 20px;
  image-rendering: pixelated;
  image-rendering: crisp-edges;
}

.info-box-icon {
  width: 16px;
  height: 16px;
  image-rendering: pixelated;
  image-rendering: crisp-edges;
  vertical-align: middle;
  margin-right: 4px;
  display: inline-block;
}

.status-icon-ok   { display:inline-block; width:10px; height:10px; background:var(--green); border-radius:2px; vertical-align:middle; margin-right:4px; }
.status-icon-warn { display:inline-block; width:10px; height:10px; background:var(--orange); border-radius:2px; vertical-align:middle; margin-right:4px; }
.status-icon-over { display:inline-block; width:10px; height:10px; background:var(--red); border-radius:2px; vertical-align:middle; margin-right:4px; }

/* ==========================================
   NAV
   ========================================== */
.nav-wrapper {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--gray-200);
}

.nav {
  display: flex;
  align-items: center;
  height: 64px;
  gap: 32px;
}

.nav-logo {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--gray-900);
  display: flex;
  align-items: center;
  gap: 8px;
  flex-shrink: 0;
}

.logo-icon {
  font-size: 1.4rem;
  color: var(--purple);
}

.nav-links {
  display: flex;
  gap: 4px;
  flex: 1;
}

.nav-links a {
  padding: 6px 12px;
  border-radius: 8px;
  font-size: .9rem;
  font-weight: 500;
  color: var(--gray-600);
  transition: all .15s;
}

.nav-links a:hover {
  background: var(--gray-100);
  color: var(--gray-900);
}

.nav-cta {
  background: var(--purple);
  color: #fff;
  border: none;
  padding: 8px 18px;
  border-radius: 8px;
  font-size: .875rem;
  font-weight: 600;
  cursor: pointer;
  transition: background .15s, transform .1s;
  flex-shrink: 0;
}

.nav-cta:hover { background: var(--purple-dark); transform: translateY(-1px); }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.4rem;
  cursor: pointer;
  color: var(--gray-700);
  margin-left: auto;
}

.nav-mobile {
  display: none;
  flex-direction: column;
  padding: 12px 24px 16px;
  border-top: 1px solid var(--gray-100);
  gap: 4px;
}

.nav-mobile a {
  padding: 10px 12px;
  border-radius: 8px;
  font-size: .95rem;
  font-weight: 500;
  color: var(--gray-700);
}

.nav-mobile a:hover { background: var(--gray-100); }
.nav-mobile.open { display: flex; }

/* ==========================================
   BUTTONS
   ========================================== */
.btn {
  display: inline-flex;
  align-items: center;
  padding: 12px 24px;
  border-radius: 10px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  transition: all .15s;
  border: none;
}

.btn-primary {
  background: var(--purple);
  color: #fff;
}
.btn-primary:hover { background: var(--purple-dark); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(99,102,241,.4); }

.btn-ghost {
  background: transparent;
  color: var(--gray-600);
  border: 2px solid var(--gray-200);
}
.btn-ghost:hover { border-color: var(--purple); color: var(--purple); }

/* ==========================================
   HERO
   ========================================== */
.hero {
  background: linear-gradient(135deg, #f0f1ff 0%, #fdf4ff 50%, #f0f9ff 100%);
  padding: 80px 0 0;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(99,102,241,.12) 0%, transparent 70%);
  top: -200px;
  right: -200px;
}

.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(99,102,241,.1);
  color: var(--purple-dark);
  border: 1px solid rgba(99,102,241,.2);
  padding: 4px 14px;
  border-radius: 100px;
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .02em;
  margin-bottom: 20px;
}

.hero h1 {
  font-size: 3.2rem;
  font-weight: 800;
  line-height: 1.1;
  color: var(--gray-900);
  margin-bottom: 20px;
  letter-spacing: -.02em;
}

.gradient-text {
  background: linear-gradient(135deg, var(--purple), #a855f7, var(--blue));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-sub {
  font-size: 1.1rem;
  color: var(--gray-500);
  margin-bottom: 32px;
  max-width: 480px;
}

.hero-actions {
  display: flex;
  gap: 12px;
  margin-bottom: 40px;
  flex-wrap: wrap;
}

.hero-stats {
  display: flex;
  align-items: center;
  gap: 24px;
}

.stat { display: flex; flex-direction: column; }
.stat strong { font-size: 1.3rem; font-weight: 700; color: var(--gray-900); }
.stat span { font-size: .8rem; color: var(--gray-400); font-weight: 500; }
.stat-divider { width: 1px; height: 36px; background: var(--gray-200); }

/* Hero Cards */
.hero-visual {
  position: relative;
  height: 340px;
}

.hero-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 24px;
  box-shadow: var(--shadow-xl);
  position: absolute;
  width: 280px;
}

.hero-card:first-child {
  top: 0;
  right: 40px;
  animation: floatA 4s ease-in-out infinite;
}

.hero-card-2 {
  bottom: 20px;
  left: 0;
  animation: floatB 4s ease-in-out infinite;
  animation-delay: -.8s;
}

@keyframes floatA {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}
@keyframes floatB {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-6px); }
}

.hc-label { font-size: .75rem; font-weight: 600; color: var(--gray-400); text-transform: uppercase; letter-spacing: .06em; margin-bottom: 4px; }
.hc-value { font-size: 2rem; font-weight: 800; color: var(--gray-900); margin-bottom: 2px; }
.hc-sub { font-size: .8rem; color: var(--gray-500); margin-bottom: 16px; }

.hc-chart { display: flex; flex-direction: column; gap: 8px; margin-bottom: 16px; }

.hc-bar {
  position: relative;
  height: 28px;
  background: var(--gray-100);
  border-radius: 6px;
  overflow: hidden;
  display: flex;
  align-items: center;
  padding: 0 10px;
  justify-content: space-between;
  font-size: .75rem;
  font-weight: 600;
  color: #fff;
}

.hc-bar::before {
  content: '';
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: var(--pct);
  background: var(--color);
  border-radius: 6px;
  z-index: 0;
}

.hc-bar span { position: relative; z-index: 1; }

.hc-footer {
  display: flex;
  justify-content: space-between;
  font-size: .75rem;
  color: var(--gray-400);
  border-top: 1px solid var(--gray-100);
  padding-top: 12px;
}

.hc-chips { display: flex; flex-direction: column; gap: 8px; margin-top: 12px; }

/* Live hero card */
.hero-live-card { padding: 20px 22px; }

.hero-mini-inputs {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin: 14px 0;
  padding: 14px;
  background: var(--gray-50);
  border-radius: 10px;
}

.hmi-row {
  display: grid;
  grid-template-columns: 38px 1fr 52px;
  align-items: center;
  gap: 8px;
}

.hmi-label {
  font-size: .72rem;
  font-weight: 700;
  color: var(--gray-500);
  text-transform: uppercase;
  letter-spacing: .04em;
}

.hmi-row input[type="range"] {
  width: 100%;
  accent-color: var(--purple);
  height: 3px;
  border-radius: 3px;
  cursor: pointer;
}

.hmi-val {
  font-size: .78rem;
  font-weight: 700;
  color: var(--purple);
  text-align: right;
  white-space: nowrap;
}

.hc-result-row {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 12px;
  padding-top: 10px;
  border-top: 1px solid var(--gray-100);
}

.hc-cta {
  display: block;
  margin-top: 14px;
  font-size: .8rem;
  font-weight: 700;
  color: var(--purple);
  text-align: right;
}

.chip {
  display: inline-flex;
  padding: 4px 10px;
  border-radius: 100px;
  font-size: .8rem;
  font-weight: 600;
}

.chip-green { background: rgba(16,185,129,.1); color: #065f46; }
.chip-blue { background: rgba(59,130,246,.1); color: #1e40af; }

.hero-wave { margin-top: 80px; line-height: 0; }
.hero-wave svg { width: 100%; }

/* ==========================================
   AD SLOTS
   ========================================== */
.ad-slot {
  display: flex;
  flex-direction: column;
  align-items: center;
  margin: 32px auto;
}

.ad-label {
  font-size: .7rem;
  font-weight: 600;
  color: var(--gray-400);
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: 4px;
}

.ad-placeholder {
  background: var(--gray-100);
  border: 2px dashed var(--gray-200);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .85rem;
  color: var(--gray-400);
  font-weight: 500;
}

.ad-leaderboard .ad-placeholder { width: 728px; max-width: 100%; height: 90px; }
.ad-rect .ad-placeholder { width: 336px; max-width: 100%; height: 280px; }
.ad-sidebar .ad-placeholder { width: 300px; max-width: 100%; height: 250px; }

/* ==========================================
   TOOLS SECTION
   ========================================== */
.tools-section {
  padding: 80px 0;
  background: var(--gray-50);
}

.section-header {
  text-align: center;
  margin-bottom: 52px;
}

.section-header h2 {
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--gray-900);
  margin-bottom: 12px;
  letter-spacing: -.02em;
}

.section-header p {
  font-size: 1.05rem;
  color: var(--gray-500);
  max-width: 480px;
  margin: 0 auto;
}

.tools-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.tool-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 28px;
  border: 1px solid var(--gray-200);
  display: flex;
  flex-direction: column;
  gap: 16px;
  transition: all .2s;
  cursor: pointer;
}

.tool-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--purple-light);
}

.tool-card-coming {
  opacity: .6;
  pointer-events: none;
}

.tool-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
}

.tc-purple { background: rgba(99,102,241,.12); }
.tc-green { background: rgba(16,185,129,.12); }
.tc-orange { background: rgba(245,158,11,.12); }
.tc-red { background: rgba(239,68,68,.12); }
.tc-blue { background: rgba(59,130,246,.12); }
.tc-gray { background: var(--gray-100); }

.tool-body h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 6px;
}

.tool-body p {
  font-size: .875rem;
  color: var(--gray-500);
  line-height: 1.5;
  margin-bottom: 12px;
}

.tool-features {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.tool-features li {
  font-size: .8rem;
  color: var(--gray-500);
  padding-left: 14px;
  position: relative;
}

.tool-features li::before {
  content: '•';
  position: absolute;
  left: 0;
  color: var(--purple);
}

.tool-link {
  margin-top: auto;
  font-size: .875rem;
  font-weight: 600;
  color: var(--purple);
}

.tool-link.coming { color: var(--gray-400); }

/* ==========================================
   WHY SECTION
   ========================================== */
.why-section {
  padding: 100px 0;
  background: #fff;
}

.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.why-text h2 {
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--gray-900);
  margin-bottom: 16px;
  letter-spacing: -.02em;
}

.why-sub {
  font-size: 1.05rem;
  color: var(--gray-500);
  margin-bottom: 36px;
}

.why-points {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.why-point {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.wp-icon {
  width: 24px;
  height: 24px;
  background: rgba(16,185,129,.15);
  color: var(--green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .75rem;
  font-weight: 800;
  flex-shrink: 0;
  margin-top: 2px;
}

.why-point strong {
  display: block;
  font-size: .95rem;
  color: var(--gray-900);
  margin-bottom: 2px;
}

.why-point p {
  font-size: .875rem;
  color: var(--gray-500);
}

/* Testimonials */
.testimonial-stack {
  position: relative;
  height: 400px;
}

.testimonial {
  background: #fff;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 24px;
  position: absolute;
  width: 300px;
  box-shadow: var(--shadow-lg);
}

.testimonial { top: 0; left: 0; z-index: 3; }
.testimonial-2 { top: 100px; right: 0; z-index: 2; }
.testimonial-3 { bottom: 0; left: 40px; z-index: 1; }

.t-stars { color: var(--orange); font-size: 1rem; margin-bottom: 10px; letter-spacing: 2px; }

.testimonial p {
  font-size: .875rem;
  color: var(--gray-700);
  line-height: 1.6;
  margin-bottom: 12px;
}

.t-author {
  font-size: .8rem;
  color: var(--gray-400);
  font-weight: 600;
}

/* ==========================================
   NEWSLETTER
   ========================================== */
.newsletter-section {
  padding: 80px 0;
  background: var(--gray-50);
}

.newsletter-box {
  background: linear-gradient(135deg, var(--purple) 0%, #7c3aed 50%, #4f46e5 100%);
  border-radius: var(--radius-lg);
  padding: 60px 48px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.newsletter-box::before {
  content: '';
  position: absolute;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: rgba(255,255,255,.06);
  top: -100px;
  right: -100px;
}

.newsletter-box::after {
  content: '';
  position: absolute;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: rgba(255,255,255,.04);
  bottom: -80px;
  left: -80px;
}

.nl-icon { font-size: 2.5rem; margin-bottom: 16px; position: relative; z-index: 1; }

.newsletter-box h2 {
  font-size: 1.8rem;
  font-weight: 800;
  color: #fff;
  margin-bottom: 12px;
  position: relative;
  z-index: 1;
}

.newsletter-box > p {
  font-size: 1rem;
  color: rgba(255,255,255,.8);
  margin-bottom: 32px;
  max-width: 500px;
  margin-left: auto;
  margin-right: auto;
  position: relative;
  z-index: 1;
}

.nl-form {
  display: flex;
  gap: 12px;
  max-width: 460px;
  margin: 0 auto 16px;
  position: relative;
  z-index: 1;
}

.nl-form input {
  flex: 1;
  padding: 12px 16px;
  border-radius: 10px;
  border: none;
  font-size: .95rem;
  outline: none;
}

.nl-form button {
  background: var(--gray-900);
  color: #fff;
  border: none;
  padding: 12px 24px;
  border-radius: 10px;
  font-size: .9rem;
  font-weight: 700;
  cursor: pointer;
  white-space: nowrap;
  transition: background .15s;
}

.nl-form button:hover { background: #000; }

.nl-fine {
  font-size: .78rem;
  color: rgba(255,255,255,.55);
  position: relative;
  z-index: 1;
}

/* ==========================================
   BLOG
   ========================================== */
.blog-section {
  padding: 80px 0;
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.blog-card {
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 28px;
  transition: all .2s;
  cursor: pointer;
}

.blog-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
  border-color: var(--purple-light);
}

.blog-tag {
  display: inline-block;
  background: rgba(99,102,241,.1);
  color: var(--purple-dark);
  padding: 3px 10px;
  border-radius: 100px;
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .04em;
  margin-bottom: 12px;
}

.blog-card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 8px;
  line-height: 1.4;
}

.blog-card p {
  font-size: .875rem;
  color: var(--gray-500);
  line-height: 1.6;
  margin-bottom: 16px;
}

.blog-meta {
  font-size: .8rem;
  color: var(--gray-400);
  font-weight: 500;
}

/* ==========================================
   FOOTER
   ========================================== */
.footer {
  background: var(--gray-900);
  color: #fff;
  padding: 60px 0 24px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand .nav-logo {
  color: #fff;
  margin-bottom: 12px;
}

.footer-brand > p {
  font-size: .875rem;
  color: var(--gray-400);
  margin-bottom: 12px;
}

.footer-disclaimer {
  font-size: .75rem !important;
  color: var(--gray-600) !important;
  line-height: 1.6;
  font-style: italic;
}

.footer-links h4 {
  font-size: .8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--gray-400);
  margin-bottom: 16px;
}

.footer-links ul { display: flex; flex-direction: column; gap: 10px; }

.footer-links a {
  font-size: .875rem;
  color: var(--gray-400);
  transition: color .15s;
}

.footer-links a:hover { color: #fff; }

.footer-bottom {
  border-top: 1px solid var(--gray-700);
  padding-top: 24px;
  font-size: .8rem;
  color: var(--gray-500);
  text-align: center;
}

/* ==========================================
   TOAST
   ========================================== */
.toast {
  position: fixed;
  bottom: 32px;
  right: 32px;
  background: var(--gray-900);
  color: #fff;
  padding: 14px 22px;
  border-radius: 12px;
  font-size: .875rem;
  font-weight: 600;
  box-shadow: var(--shadow-xl);
  transform: translateY(120%);
  opacity: 0;
  transition: all .3s;
  z-index: 1000;
}

.toast.show { transform: translateY(0); opacity: 1; }

/* ==========================================
   CALCULATOR PAGES (shared)
   ========================================== */
.calc-hero {
  background: linear-gradient(135deg, #f0f1ff 0%, #fdf4ff 100%);
  padding: 60px 0 40px;
  text-align: center;
}

.calc-hero .badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(99,102,241,.1);
  color: var(--purple-dark);
  border: 1px solid rgba(99,102,241,.2);
  padding: 6px 16px;
  border-radius: 100px;
  font-size: .78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .06em;
  margin-bottom: 16px;
}

.calc-hero h1 {
  font-size: 2.4rem;
  font-weight: 800;
  color: var(--gray-900);
  margin-bottom: 12px;
  letter-spacing: -.02em;
}

.calc-hero p {
  font-size: 1.05rem;
  color: var(--gray-500);
  max-width: 560px;
  margin: 0 auto;
}

.calc-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  padding: 48px 0;
  align-items: start;
}

.calc-sidebar {
  display: flex;
  flex-direction: column;
  gap: 32px;
}

.calc-panel {
  background: #fff;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow);
}

.calc-panel h2 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 24px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--gray-100);
}

/* Form fields */
.field {
  margin-bottom: 20px;
}

.field label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 6px;
}

.field-name {
  font-size: .875rem;
  font-weight: 600;
  color: var(--gray-700);
}

.field-value {
  font-size: .875rem;
  font-weight: 700;
  color: var(--purple);
}

.field input[type="range"] {
  width: 100%;
  accent-color: var(--purple);
  height: 4px;
  border-radius: 4px;
  cursor: pointer;
}

.field-text-input {
  width: 100%;
  padding: 10px 14px;
  border: 1.5px solid var(--gray-200);
  border-radius: 8px;
  font-size: .95rem;
  color: var(--gray-800);
  outline: none;
  transition: border-color .15s;
  font-family: inherit;
}

.field-text-input:focus { border-color: var(--purple); }

/* Results panel */
.result-primary {
  background: linear-gradient(135deg, var(--purple) 0%, #7c3aed 100%);
  border-radius: var(--radius);
  padding: 24px;
  color: #fff;
  margin-bottom: 20px;
}

.result-primary .r-label {
  font-size: .8rem;
  font-weight: 600;
  opacity: .75;
  text-transform: uppercase;
  letter-spacing: .06em;
  margin-bottom: 4px;
}

.result-primary .r-value {
  font-size: 2.4rem;
  font-weight: 800;
  letter-spacing: -.02em;
}

.result-primary .r-sub {
  font-size: .8rem;
  opacity: .7;
  margin-top: 4px;
}

.result-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 20px;
}

.result-item {
  background: var(--gray-50);
  border-radius: var(--radius);
  padding: 16px;
}

.result-item .ri-label {
  font-size: .75rem;
  font-weight: 600;
  color: var(--gray-400);
  text-transform: uppercase;
  letter-spacing: .06em;
  margin-bottom: 4px;
}

.result-item .ri-value {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--gray-900);
}

/* Chart */
.donut-wrapper {
  display: flex;
  align-items: center;
  gap: 24px;
  padding: 20px 0;
}

.donut-svg { flex-shrink: 0; }

.donut-legend {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.legend-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: .85rem;
}

.legend-dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  flex-shrink: 0;
}

.legend-label { color: var(--gray-600); }
.legend-val { font-weight: 700; color: var(--gray-900); }

/* Amortization table */
.amort-table-wrapper {
  overflow-x: auto;
  margin-top: 8px;
}

.amort-table {
  width: 100%;
  border-collapse: collapse;
  font-size: .82rem;
}

.amort-table th {
  background: var(--gray-50);
  padding: 10px 12px;
  text-align: right;
  font-size: .75rem;
  font-weight: 700;
  color: var(--gray-400);
  text-transform: uppercase;
  letter-spacing: .05em;
}

.amort-table th:first-child { text-align: left; }

.amort-table td {
  padding: 9px 12px;
  text-align: right;
  border-bottom: 1px solid var(--gray-100);
  color: var(--gray-700);
}

.amort-table td:first-child { text-align: left; font-weight: 600; color: var(--gray-900); }

.amort-table tr:hover td { background: var(--gray-50); }

/* Progress bar for budget */
.progress-bar-wrap {
  background: var(--gray-100);
  border-radius: 100px;
  height: 10px;
  overflow: hidden;
  margin: 6px 0;
}

.progress-bar-fill {
  height: 100%;
  border-radius: 100px;
  transition: width .4s;
}

/* Tabs */
.tabs {
  display: flex;
  background: var(--gray-100);
  border-radius: 10px;
  padding: 4px;
  margin-bottom: 24px;
  gap: 4px;
}

.tab-btn {
  flex: 1;
  padding: 8px;
  border: none;
  background: none;
  border-radius: 7px;
  font-size: .85rem;
  font-weight: 600;
  color: var(--gray-500);
  cursor: pointer;
  transition: all .15s;
}

.tab-btn.active {
  background: #fff;
  color: var(--purple);
  box-shadow: 0 1px 4px rgba(0,0,0,.1);
}

/* Debt cards */
.debt-entry {
  background: var(--gray-50);
  border-radius: var(--radius);
  padding: 16px;
  margin-bottom: 12px;
  border: 1px solid var(--gray-200);
}

.debt-entry-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 12px;
}

.debt-entry-title {
  font-size: .9rem;
  font-weight: 700;
  color: var(--gray-900);
}

.debt-remove {
  background: none;
  border: none;
  color: var(--gray-400);
  cursor: pointer;
  font-size: 1rem;
  line-height: 1;
}

.debt-remove:hover { color: var(--red); }

.debt-fields {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 10px;
}

.add-debt-btn {
  width: 100%;
  padding: 10px;
  border: 2px dashed var(--gray-300);
  border-radius: var(--radius);
  background: none;
  color: var(--gray-500);
  font-size: .875rem;
  font-weight: 600;
  cursor: pointer;
  transition: all .15s;
}

.add-debt-btn:hover { border-color: var(--purple); color: var(--purple); background: rgba(99,102,241,.05); }

.calc-btn {
  width: 100%;
  padding: 14px;
  background: var(--purple);
  color: #fff;
  border: none;
  border-radius: var(--radius);
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  transition: all .15s;
  margin-top: 16px;
}

.calc-btn:hover { background: var(--purple-dark); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(99,102,241,.35); }

/* Info boxes */
.info-box {
  background: rgba(99,102,241,.06);
  border: 1px solid rgba(99,102,241,.15);
  border-radius: var(--radius);
  padding: 16px;
  font-size: .85rem;
  color: var(--gray-700);
  line-height: 1.6;
}

.info-box strong { color: var(--purple-dark); }

/* ==========================================
   SEO CONTENT SECTIONS
   ========================================== */
.seo-content {
  padding: 72px 0;
  background: #fff;
  border-top: 1px solid var(--gray-100);
}

.seo-inner {
  display: grid;
  grid-template-columns: 1fr 280px;
  gap: 56px;
  align-items: start;
}

.seo-main h2 {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--gray-900);
  margin-bottom: 16px;
  letter-spacing: -.01em;
}

.seo-main h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--gray-800);
  margin: 28px 0 10px;
}

.seo-main p {
  font-size: .95rem;
  color: var(--gray-600);
  line-height: 1.75;
  margin-bottom: 14px;
}

.seo-main ul {
  margin: 12px 0 14px 0;
  padding-left: 0;
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.seo-main ul li {
  font-size: .9rem;
  color: var(--gray-600);
  line-height: 1.6;
  padding-left: 18px;
  position: relative;
}

.seo-main ul li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 9px;
  width: 6px;
  height: 6px;
  background: var(--purple);
  border-radius: 50%;
}

.seo-main strong { color: var(--gray-800); }

.seo-aside {
  display: flex;
  flex-direction: column;
  gap: 16px;
  position: sticky;
  top: 80px;
}

.seo-tip-card {
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-left: 3px solid var(--purple);
  border-radius: var(--radius);
  padding: 18px;
}

.seo-tip-card h4 {
  font-size: .8rem;
  font-weight: 700;
  color: var(--purple-dark);
  text-transform: uppercase;
  letter-spacing: .06em;
  margin-bottom: 8px;
}

.seo-tip-card p {
  font-size: .82rem;
  color: var(--gray-600);
  line-height: 1.6;
}

@media (max-width: 900px) {
  .seo-inner { grid-template-columns: 1fr; }
  .seo-aside { position: static; }
}

/* ==========================================
   BLOG ARTICLE PAGE
   ========================================== */
.article-hero {
  background: var(--gray-50);
  padding: 56px 0 48px;
  border-bottom: 1px solid var(--gray-200);
}

.article-hero .breadcrumb {
  font-size: .8rem;
  color: var(--gray-400);
  margin-bottom: 16px;
}

.article-hero .breadcrumb a { color: var(--purple); }
.article-hero .breadcrumb a:hover { text-decoration: underline; }

.article-hero h1 {
  font-size: 2rem;
  font-weight: 800;
  color: var(--gray-900);
  line-height: 1.2;
  margin-bottom: 16px;
  letter-spacing: -.02em;
  max-width: 700px;
}

.article-hero .article-meta {
  display: flex;
  gap: 20px;
  font-size: .82rem;
  color: var(--gray-400);
  align-items: center;
}

.article-hero .tag {
  background: rgba(99,102,241,.1);
  color: var(--purple-dark);
  padding: 3px 10px;
  border-radius: 100px;
  font-size: .75rem;
  font-weight: 700;
}

.article-layout {
  display: grid;
  grid-template-columns: 1fr 280px;
  gap: 56px;
  padding: 56px 0 80px;
  align-items: start;
}

.article-body h2 {
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--gray-900);
  margin: 36px 0 14px;
  letter-spacing: -.01em;
}

.article-body h2:first-child { margin-top: 0; }

.article-body h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--gray-800);
  margin: 28px 0 10px;
}

.article-body p {
  font-size: .975rem;
  color: var(--gray-600);
  line-height: 1.8;
  margin-bottom: 18px;
}

.article-body strong { color: var(--gray-800); }

.article-body ul, .article-body ol {
  margin: 14px 0 18px;
  padding-left: 0;
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.article-body ul li {
  font-size: .95rem;
  color: var(--gray-600);
  line-height: 1.65;
  padding-left: 20px;
  position: relative;
}

.article-body ul li::before {
  content: '';
  position: absolute;
  left: 0; top: 9px;
  width: 7px; height: 7px;
  background: var(--purple);
  border-radius: 50%;
}

.article-body ol { counter-reset: li; }
.article-body ol li {
  font-size: .95rem;
  color: var(--gray-600);
  line-height: 1.65;
  padding-left: 28px;
  position: relative;
  counter-increment: li;
}
.article-body ol li::before {
  content: counter(li);
  position: absolute;
  left: 0; top: 1px;
  width: 20px; height: 20px;
  background: var(--purple);
  color: #fff;
  border-radius: 50%;
  font-size: .7rem;
  font-weight: 700;
  display: flex; align-items: center; justify-content: center;
}

.article-callout {
  background: rgba(99,102,241,.06);
  border: 1px solid rgba(99,102,241,.18);
  border-left: 4px solid var(--purple);
  border-radius: var(--radius);
  padding: 20px 22px;
  margin: 24px 0;
}

.article-callout p { margin: 0; font-size: .9rem; color: var(--gray-700); }

.article-data-box {
  background: var(--gray-900);
  color: #fff;
  border-radius: var(--radius);
  padding: 24px;
  margin: 24px 0;
}

.article-data-box .adb-title {
  font-size: .75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--gray-400);
  margin-bottom: 12px;
}

.article-data-box .adb-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 8px 0;
  border-bottom: 1px solid rgba(255,255,255,.08);
  font-size: .88rem;
}

.article-data-box .adb-row:last-child { border-bottom: none; }
.article-data-box .adb-label { color: var(--gray-400); }
.article-data-box .adb-val { font-weight: 700; color: #fff; }
.article-data-box .adb-val.good { color: #6ee7b7; }
.article-data-box .adb-val.bad { color: #fca5a5; }

.article-sidebar {
  display: flex;
  flex-direction: column;
  gap: 20px;
  position: sticky;
  top: 80px;
}

.sidebar-tool-card {
  background: linear-gradient(135deg, var(--purple) 0%, #7c3aed 100%);
  border-radius: var(--radius-lg);
  padding: 24px;
  color: #fff;
}

.sidebar-tool-card h4 {
  font-size: .85rem;
  font-weight: 700;
  opacity: .8;
  margin-bottom: 8px;
}

.sidebar-tool-card .stc-value {
  font-size: 1.6rem;
  font-weight: 800;
  margin-bottom: 4px;
}

.sidebar-tool-card .stc-sub {
  font-size: .78rem;
  opacity: .7;
  margin-bottom: 16px;
}

.sidebar-tool-card a {
  display: block;
  background: rgba(255,255,255,.15);
  color: #fff;
  text-align: center;
  padding: 9px;
  border-radius: 8px;
  font-size: .85rem;
  font-weight: 700;
  transition: background .15s;
}

.sidebar-tool-card a:hover { background: rgba(255,255,255,.25); }

.sidebar-toc {
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 20px;
}

.sidebar-toc h4 {
  font-size: .78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .07em;
  color: var(--gray-400);
  margin-bottom: 12px;
}

.sidebar-toc ol {
  list-style: decimal;
  padding-left: 16px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.sidebar-toc ol li { font-size: .83rem; color: var(--gray-600); line-height: 1.4; }
.sidebar-toc ol li a { color: var(--purple); }
.sidebar-toc ol li a:hover { text-decoration: underline; }

@media (max-width: 900px) {
  .article-layout { grid-template-columns: 1fr; }
  .article-sidebar { position: static; }
}

/* Related tools strip */
.related-tools {
  padding: 48px 0;
  background: var(--gray-50);
  border-top: 1px solid var(--gray-200);
}

.related-tools h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 16px;
}

.related-tools-grid {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.related-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #fff;
  border: 1px solid var(--gray-200);
  border-radius: 100px;
  padding: 8px 18px;
  font-size: .875rem;
  font-weight: 600;
  color: var(--gray-700);
  transition: all .15s;
}

.related-chip:hover { border-color: var(--purple); color: var(--purple); background: rgba(99,102,241,.05); }

/* ==========================================
   RESPONSIVE
   ========================================== */
@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-visual { display: none; }
  .hero h1 { font-size: 2.4rem; }

  .tools-grid { grid-template-columns: 1fr 1fr; }
  .why-grid { grid-template-columns: 1fr; }
  .testimonial-stack { display: none; }
  .footer-grid { grid-template-columns: 1fr; }
  .calc-layout { grid-template-columns: 1fr; }
  .blog-grid { grid-template-columns: 1fr; }
}

@media (max-width: 600px) {
  .nav-links, .nav-cta { display: none; }
  .nav-toggle { display: flex; }
  .hero h1 { font-size: 2rem; }
  .tools-grid { grid-template-columns: 1fr; }
  .result-grid { grid-template-columns: 1fr; }
  .debt-fields { grid-template-columns: 1fr 1fr; }
  .newsletter-box { padding: 36px 24px; }
  .nl-form { flex-direction: column; }
  .hero-actions { flex-direction: column; }
}